"free rider [economics]: In Banking, a Bank that collects full interest due on outstanding loans without contributing to the new money loans which provide, in part, the resources to pay future interest. "
Ratio of issued capital to equity decrease in a narrow range. Share interest due to pay account 20% stable to asset which could be distribute.
Payment shall be credited first to Costs (as defined below), if any, then to accrued interest due and payable and any remainder applied to principal.
"acceleration of maturity (of a loan) [IBRD]: Declaration by a lender that the outstanding principal is due and payable immediately, together with the interest due, following non-compliance with loan covenants."
The balance of such loans increases when borrowers choose to pay less than the normal interest due.
