Lloyd's is famous for creating policies for giant corporations but also for insuring celebrity limbs, from Fred Astaire's legs to the hands of Rolling Stones' Keith Richards.
But Rolling Stone Keith Richards, now 58, may have had too many cholesterol? Loaded meals and smoked too many cigarettes.
The man doing the helping was a New Zealander in his mid to late forties, with a ponytail, a slight look of Keith Richards and a mouth missing most of its teeth.
Famous night owls include President Obama, Charles Darwin, Winston Churchill, Keith Richards and Elvis Presley.
Sniff Keith Richard's cutlery?